Personal Finance In Hard Times

I'm an expert at flushing money down the toilet, so take this for what it's worth.
If you're reviewing your expenditures for possible savings, I can declare myself a personally extremely satisfied customer of Vonage, which will get you unlimited long distance calling — and local, of course — for $25 a month ($10 for the first three now that they're trying harder). It's internet service. When I started working from home and needed to give my sources a local number to call, the IT guys set me up with Vonage. I kept it long past my needs (I hardly ever call l.d. and still have 700 minutes on my phone card) because I naively thought I might start a business.
Second, I know one person who is satisfied with the "good guy" cell phone company Credo.
You'll have to do your own research on this because Contrarienne is just a blog, not a salaried employee of the major media.
Just passing it along in the For What It's Worth Dept.

P.S. No, nobody pays me for this. I am paid to be old only.